Privacy Policy

What we collect: essentially nothing

• No accounts. There is no sign-up, login, or user database. The only email addresses we ever receive are the ones you choose to send us — the optional newsletter and support channels described below.
• No server-side plan storage. Every number you enter is stored only in your browser's local storage on your own device, and every calculation runs locally in your browser. Your plan is never transmitted to us.
• No cookies for tracking. The application sets no advertising or cross-site tracking cookies.
• No sale or sharing of personal data. We never hold your financial plan inputs, and the optional email addresses described below are never sold or shared.

What necessarily exists because the site is on the internet

• Hosting logs. The site is served by Cloudflare, whose infrastructure processes standard connection metadata (IP address, request time, pages requested) to deliver and secure the site. See Cloudflare's privacy policy.
• Aggregate analytics. We may use Cloudflare Web Analytics, a cookieless service that reports aggregate page-view counts without tracking individuals across sites. It cannot see any number you type — analytics never touches your plan data.

Things under your control

• Share links. The "Copy Share Link" feature encodes your plan into the link itself (in the URL fragment, which browsers do not transmit to servers). Anyone you give that link to can see the plan it contains — treat share links like the financial document they are.
• Backups. The backup feature downloads a file to your device. Where you store or send that file is up to you.
• Deleting your data. Clearing your browser's site data for this domain removes everything — because your browser is the only place it exists.

Optional Email (Newsletter and Support)

Two strictly optional ways to share an email address exist, and neither touches your plan data:

• Updates newsletter. If you subscribe at our newsletter page (hosted by Kit, formerly ConvertKit), your email address is stored by Kit to send you occasional product updates. It is never linked to anything you enter in the planner, never sold, and every email includes an unsubscribe link that works immediately. Kit's handling of your address is governed by its own privacy policy.
• Support and feedback email. If you email [email protected] or [email protected], we receive what you choose to send and use it only to respond and improve the product. We never quote anyone publicly without explicit permission.

Children's Privacy

Lifetime Tax Planner is not directed to children under 18, and Decision Continuum LLC does not knowingly collect personal information from children under 13. User-entered planning information is processed locally in your browser and is not transmitted to or stored by us — the planner receives no plan inputs from anyone, of any age. The Terms of Service limit independent use to adults who are at least 18; an adult may enter information concerning a minor dependent when authorized to do so. If we learn that a child has provided personal information to us through a support, newsletter, or other communication channel, we will delete it as soon as reasonably practicable.

Changes

If our practices ever change — for example, if optional accounts are introduced — this policy will be updated first, with the date above revised, and any new data practice will be opt-in and described plainly.

Share Links — Cautions

The share and transfer features encode your plan inside the link itself. Understand what that means before using them:

• The plan is encoded, not encrypted — anyone who possesses the link can read its contents.
• A link cannot be revoked once copied; there is no server to invalidate it.
• Browser history, browser sync, extensions, screenshots, and messaging services may retain a link after you send it.
• Clearing this browser's local storage deletes your plan here — it does not delete exported backups, previously shared links, emails, or any other copies you created.

Share links only through channels you trust, and delete transfer messages after use.

Service Providers and Retention

• Cloudflare — hosting, DNS, email routing, and cookieless aggregate analytics. As the network operator it processes standard connection metadata (such as IP address and browser type) to deliver and secure the site; it does not receive plan inputs.
• Kit — newsletter delivery. Stores the email address of subscribers until you unsubscribe (every email includes a working unsubscribe link).
• Support mailbox — messages you send to support@ or hello@ are retained as long as needed to respond and improve the product, and deleted on request.

Contact

[email protected]